Retiree Medical Care 2023

Members of the employees’ retirement system of the City who have 15 years of creditable and continuous service with the City are eligible upon retirement to elect to participate in the health care insurance benefit plans available to employees of the City until such time as the member reaches the age defined as the normal age of eligibility for Medicare pursuant to 42 U.S Code 1395c as amended. 

When a covered retiree reaches the age of 65 or is eligible for Medicare, City of Norfolk's health benefits will no longer be available to them or their spouses or dependents. COBRA will be offered to spouses and dependents once the retiree turns Medicare eligible. They can remain on the dental or vision past the age of 65. 

Retirees forfeit their rights to enter the Retiree benefit plans if they fail to enroll within 30 days of their retirement date. A retiree may drop the retiree (medical, dental, and/or vision) plan at any time, but in doing so forfeits their enrollment right, i.e., they may not re-enroll. 

If a retiree lives outside the service area, their only health care option would be the PPO 750 OOA plan. Only retirees who live out of the service area of the active employee plan may join an out of area plan, if offered.

If you have any questions or need assistance, please contact the Human Resources Benefits Office via email: HRBENEFITS@norfolk.gov or phone:   757-664-4486, Option 1. The Benefits staff is available from 8:30 a.m. – 5:00 p.m., Monday through Friday. 

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